More Affordable Business Loan
Getting a business loan without collateral can be difficult, especially for start-ups. Most banks offer it, but it is burdened with high fees and usually the need to set up a company account with the relevant bank.
Business loans without collateral up to CZK 80,000 can now be dealt with repeatedly with the help of a Zaloan Credit overdraft account. You do not need to set up a current account with Zaloan Bank to do so. You manage your Zaloan Credit yourself – you take your loans immediately to your account as needed and without repeated requests. Zaloan Credit is ideal to bridge the short-term lack of finance.
In addition, Zaloan Credit is cheaper than traditional fast loans (you save up to 33% on interest). And it also has other advantages – flexible monthly payments, twice-a-year repayment or payment holidays. If you draw on a loan, you pay only the daily interest (0.2833%) and the fee for drawing the amount (12.5%). In the meantime, the administration of your Zaloan Credit account is free.
Business loan up to CZK 80,000 first free
And for this, the first drawdown of the Zaloan Credit loan is now extremely beneficial. For the first time up to CZK 80,000 is available for you, free of charge and with a rate of 0% for 60 days. Take advantage of this event and arrange a Zaloan Credit loan as soon as possible. You will handle everything online – only basic personal data, OP number, permanent address, account number, monthly income and expenses.
A small business loan without collateral from Zaloan Bank was also suitable for Peter R. of Kroměříž. He appreciated it as a quick loan without a pledge and guarantor, which was dealt with immediately. “I borrowed for the first time at Zaloan Bank, specifically CZK 5,000 to buy a new printer and supplies. Once the late payments have been credited to my account, I refunded the same amount. Everything was quick and without paperwork, which I appreciate, because not every bank is so helpful to entrepreneurs. ”
The Zaloan loan has been with us continuously since 2005
The Zaloan loan came to the Czech market in 2005 thanks to Zaloan Czech. After several years, it became the bank – the first non-banking company with a banking license in the Czech Republic.
According to financial experts, current Zaloan loans are among the most reliable on the market and are completely safe for clients. Students, retirees, mothers on maternity or the unemployed will also reach them. Often, Zaloan is the cheapest and most affordable loan for start-ups.
Freelancers appreciate Zaloan Credit at the start of business. Like Mrs. Hedvika from Prague, a tailor with a trade certificate, which described: “I had orders, but I missed 30,000 CZK to buy foreign substances. The non-bank loan for entrepreneurs seemed risky to me because of high interest and pledge. I used Zaloan’s business loan, set up a three-month installment and repaid everything without any problems. ” Once more financial difficulties have occurred, just contact Zaloan Bank online and borrow it again. As a result, Mrs. Hedwig does not “get caught up” in debt and will not have to deal with refinancing a disadvantageous loan.
As a business loan, Zaloan Credit was also used by Mr. Daniel from Brno, who was helped by a loan of CZK 15,000 for a used car. He said: “Zaloan lent me quickly. I use the minimum monthly installments, and if I earn more, I will settle the loan by an extra payment that is free of additional charges. ”We add that Zaloan Credit is not bound by the current account with Zaloan Bank (other banks often make this condition when lending a car).